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PSLF, Taxable Forgiveness, or Private Refinance

November 9, 2023 | Robbie Morris

There are several paths a dentist can take when repaying their student loans. However, everyone has a completely unique situation that must be considered. In this post, we will look at these repayment options and consider who would be a good fit for each one.
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Are the ADA insurance plans worth using?

October 26, 2023 | Robbie Morris

The ADA offers several group insurance policies to member dentists. Are they worth using?
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Guide to Student Loans for Dentists

August 8, 2023 | Robbie Morris

An extensive guide to student loans for dentists.
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How to recertify your Income-Driven Repayment plan each year

August 2, 2023 | Robbie Morris

When you’re using an Income-Driven Repayment (IDR) plan to pay your dental school student loans, it is crucial that you recertify your income and family size each year. Not doing so could have disastrous consequences for your repayment strategy.
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Should you consolidate your student loans?

July 10, 2023 | Robbie Morris

What is consolidation? Consolidation is the act of combining multiple federal loans into one new loan that remains in the federal system. The new consolidation loan pays off your old separate loans (and any outstanding interest) and creates a new loan of equal value.
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What can you do with your old 401(k)?

May 20, 2023 | Robbie Morris

Find out what your options are for your 401(k) plan when you change dental office jobs.
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Do you need the student loan payment protection rider?

April 25, 2023 | Robbie Morris

A common disability insurance rider (add-on) is the student loan payment protection rider. Let’s learn more about this rider.
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How to lower your student loan payments

March 7, 2023 | Robbie Morris

Paying as little as possible on your student loans is a strategy used by dentists pursing forgiveness through Public Service Loan Forgiveness (PSLF) or taxable forgiveness. The goal is to pay as little as possible each month and have a large balance forgiven at the end of the payment term.
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Should you file your taxes MFS for student loans?

February 15, 2023 | Robbie Morris

Tax filing status becomes much more important when you have large amounts of student loans.
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Should you get pet insurance?

December 15, 2022 | Robbie Morris

Pet insurance allows you to make a decision based on the health of your pet, rather than on the cost of treatment.
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Should dentists use an HSA?

November 18, 2022 | Robbie Morris

HSAs have a unique set of attributes unlike any other type of investment account. They can be a great fit for many dentists when used appropriately.
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What do dentists need to know about life insurance?

October 20, 2022 | Robbie Morris

The purpose of insurance is to protect you from catastrophic events that have a low likelihood of occurring. Life insurance fits into that description perfectly.
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Image for What should you do about your student loans while in dental residency?

What should you do about your student loans while in dental residency?

August 1, 2022 | Robbie Morris

Dental residency adds another layer of complication when you are navigating student loan repayment.
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What do dentists need to know about malpractice insurance?

July 15, 2022 | Robbie Morris

Malpractice insurance (sometimes called professional liability) is an essential piece of a dentist’s insurance puzzle. Unlike other forms of insurance, malpractice insurance is required in order for you to perform your job as a dentist.
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What to know about your first dental associate job

June 28, 2022 | Robbie Morris

There are many factors to consider when pursuing your first dental associate job. We’re going to take a look at some of the most important items to scrutinize when analyzing the job and your contract.
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What do dentists need to know about disability insurance?

May 4, 2022 | Robbie Morris

Becoming a dentist is a huge investment of time and money. The average student loan debt that a dentist leaves school with is increasing at a tremendous rate. This isn’t all bad news though! The time and money spent to earn your degree allows you to earn a fantastic wage and maintain a great lifestyle. Disability insurance is used to protect that investment you have made in your education and lifestyle.
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Understanding Student Loan Basics

April 7, 2022 | Robbie Morris

Acquiring student loans to pay for school isn’t nearly as difficult as navigating the repayment of student loans once you are a dentist. In this post, we’re going to focus on student loan terminology and the basics of repayment.
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